Terms of Service

1. ACCEPTANCE OF TERMS

Welcome to MobsterGang, Inc. ("MobsterGang," "we," "us," or "our"). These Terms of Service ("Terms") constitute a legally binding agreement between you and MobsterGang, Inc., a Delaware corporation, governing your access to and use of our website, applications, services, and any related products or services (collectively, the "Platform").

BY ACCESSING OR USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND ALL APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, YOU MUST NOT ACCESS OR USE THE PLATFORM.

We reserve the right to modify these Terms at any time, effective upon posting the updated Terms on the Platform. Your continued use of the Platform following any changes constitutes acceptance of the modified Terms.

2. ELIGIBILITY AND ACCOUNT REGISTRATION

You must be at least 18 years of age and have the legal capacity to enter into contracts to use the Platform. By using the Platform, you represent and warrant that you meet these requirements.

To access certain features, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information to keep it accurate
• Maintain the security and confidentiality of your account credentials
• Accept full responsibility for all activities that occur under your account
• Immediately notify us of any unauthorized use of your account or other security breaches

We reserve the right to refuse service, terminate accounts, or cancel orders at our sole discretion, including for violations of these Terms.

3. PLATFORM SERVICES AND PRODUCTS

MobsterGang provides a platform that facilitates connections between investors and operators in private markets. Our services include, but are not limited to:

• Investor and operator networking and matching services
• Access to curated investor information and contact details
• Deal flow data and market intelligence
• AI-powered research and analysis tools
• Premium data products and services accessible through our applications

We reserve the right to modify, suspend, or discontinue any aspect of the Platform or its services at any time without notice.

4. PURCHASES AND NO REFUNDS POLICY

CRITICAL NOTICE - READ CAREFULLY:

ALL SALES ARE FINAL. ABSOLUTELY NO REFUNDS WILL BE PROVIDED FOR ANY PURCHASES MADE ON THE PLATFORM, INCLUDING BUT NOT LIMITED TO:

• Investor information and contact details
• Deal flow data and market intelligence
• Premium data products or services
• Access to restricted content or features
• Any digital products, information, or services

BY MAKING ANY PURCHASE, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• You understand the nature of the information or service being purchased
• Once information is disclosed or access is granted, it cannot be "returned" or "undone"
• The digital nature of our products makes refunds impossible and impractical
• You waive any right to dispute, chargeback, or claim refund for any reason
• You have carefully considered your purchase and accept full responsibility for it

This no-refunds policy applies regardless of: your satisfaction with the information, changes in your business needs, technical issues on your end, misunderstanding of the product, buyer's remorse, or any other circumstance. NO EXCEPTIONS WILL BE MADE.

In the event of any payment dispute or chargeback attempt, you agree to cooperate fully in the resolution process and acknowledge that this agreement serves as evidence of your informed consent to the no-refunds policy.

5. INVESTMENT AND SECURITIES DISCLAIMERS

IMPORTANT REGULATORY DISCLOSURES:

MobsterGang is NOT:

• A registered investment advisor under federal or state securities laws
• A broker-dealer or financial intermediary
• A fund manager or investment company
• A financial advisor or fiduciary
• A party to any investment transactions between users

We do NOT:

• Provide investment advice, recommendations, or solicitations
• Guarantee investment returns or outcomes
• Verify the accuracy of all user-provided information
• Conduct due diligence on behalf of users
• Participate in or facilitate securities transactions

You are solely responsible for: conducting your own due diligence, evaluating investment risks, ensuring compliance with applicable securities laws, and making independent investment decisions. Any investment decisions are made at your own risk and discretion.

6. THIRD-PARTY SERVICES AND DATA SHARING

Our Platform integrates with various third-party service providers to deliver our services effectively. By using the Platform, you acknowledge and consent to the sharing of your information with these third-parties as necessary for Platform operations:

• Payment Processing: Stripe processes all payments and may collect payment information, billing details, and transaction data
• Analytics and Product Optimization: PostHog analyzes user behavior and platform usage to improve our services
• AI and Machine Learning: OpenAI powers various AI features and may process your content and interactions
• Email Communications: Resend manages our email delivery services
• Scheduling Services: Cal.com facilitates meeting and appointment scheduling
• Cloud Services: Various cloud service providers host and process Platform data
• Development Tools: We use various software development tools that may process code and platform data
• Additional Vendors: We may engage other service providers as needed for Platform operations

Each third-party provider operates under their own privacy policies and terms of service. While we select vendors we believe maintain appropriate data protection standards, we cannot control their data practices and disclaim responsibility for their handling of your information.

7. USER CONDUCT AND RESTRICTIONS

You agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Use the Platform for any illegal, harmful, or unauthorized purpose
• Attempt to gain unauthorized access to Platform systems or user accounts
• Interfere with or disrupt Platform services or infrastructure
• Upload malicious code, viruses, or harmful content
• Engage in automated data scraping or extraction
• Impersonate others or provide false information
• Redistribute, resell, or commercialize Platform content without authorization
• Attempt to reverse engineer or copy Platform functionality
• Violate the intellectual property rights of MobsterGang or others

Violation of these restrictions may result in immediate termination of your access and legal action.

8. INTELLECTUAL PROPERTY RIGHTS

The Platform and all content, features, functionality, information, software, and related materials are owned by MobsterGang or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for its intended purposes. This license does not include any right to:

• Reproduce, distribute, or create derivative works from Platform content
• Use our trademarks, logos, or branding without express written permission
• Remove or modify any proprietary notices or markings
• Use the Platform in any manner that suggests endorsement or partnership without authorization

9. CONFIDENTIALITY AND NON-DISCLOSURE

Through the Platform, you may gain access to confidential information belonging to other users, including but not limited to business plans, financial information, investor details, and proprietary data.

You agree to:

• Maintain strict confidentiality of all such information
• Use confidential information solely for legitimate business evaluation purposes
• Not disclose confidential information to unauthorized third parties
• Implement reasonable security measures to protect confidential information
• Comply with any additional non-disclosure agreements entered into with other users

Breach of confidentiality obligations may result in immediate termination and legal action for damages.

10. DISCLAIMER OF WARRANTIES

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, MOBSTERGANG DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
• WARRANTIES REGARDING ACCURACY, RELIABILITY, OR COMPLETENESS OF PLATFORM CONTENT
• WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE
• WARRANTIES REGARDING THE RESULTS OF USING THE PLATFORM

WE DO NOT WARRANT THAT THE PLATFORM WILL MEET YOUR REQUIREMENTS OR THAT ANY INFORMATION PROVIDED WILL BE ACCURATE, COMPLETE, OR CURRENT.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MOBSTERGANG, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES
• DAMAGES ARISING FROM YOUR USE OR INABILITY TO USE THE PLATFORM
• DAMAGES RESULTING FROM THIRD-PARTY CONDUCT OR CONTENT
• DAMAGES RELATED TO INVESTMENT DECISIONS OR TRANSACTIONS
• DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO YOUR DATA

OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID TO MOBSTERGANG IN THE SIX MONTHS PRECEDING THE CLAIM.

This limitation applies regardless of the theory of liability and even if we have been advised of the possibility of such damages.

12. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless MobsterGang and its officers, directors, employees, agents, and affiliates from and against any and all claims, disputes, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Platform or violation of these Terms
• Your violation of any law, regulation, or third-party right
• Any content you submit or transmit through the Platform
• Any investment or business decisions you make based on Platform information
• Any disputes between you and other Platform users
• Your breach of any confidentiality or non-disclosure obligations

13. DISPUTE RESOLUTION AND GOVERNING LAW

These Terms and any disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.

MANDATORY ARBITRATION: Any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved exclusively through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall be conducted in New York, New York.

CLASS ACTION WAIVER: You agree that any arbitration or legal proceeding shall be limited to the dispute between you and MobsterGang individually. You waive any right to participate in class action lawsuits or class-wide arbitrations.

14. TERMINATION

We may terminate or suspend your access to the Platform immediately, without prior notice, for any reason, including breach of these Terms. Upon termination:

• Your right to use the Platform ceases immediately
• You remain liable for all charges incurred prior to termination
• All provisions that by their nature should survive termination shall survive
• We may retain and use your information as permitted by our Privacy Policy

15. MISCELLANEOUS PROVISIONS

Entire Agreement: These Terms constitute the entire agreement between you and MobsterGang regarding the Platform.

Severability: If any provision is found unenforceable, the remaining provisions shall remain in full force and effect.

No Waiver: Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.

Assignment: We may assign these Terms without notice. You may not assign your rights or obligations without our written consent.

Force Majeure: We shall not be liable for any failure to perform due to circumstances beyond our reasonable control.

16. CONTACT INFORMATION

For questions about these Terms, please contact us at:

Email: [email protected]

Address: MobsterGang, Inc.
447 Broadway, 2nd Floor #1649
New York, NY 10013